There is so much to love about The Evergreen State. Besides being home to multiple national parks and national forests–hence the state nickname–Washington is one of the most productive agricultural regions in the world. 

The diverse climates, plentiful rainfall, and healthy soil all make Washington a great place to have a hobby farm. Have you ever dreamed of making your own wine? In Washington, you can start growing your own grapes and so much more. 

No matter what you want to devote your hobby farm to creating, you can count on United Ag Lending to be your trusted financial resource in helping you obtain a hobby farm loan in Washington. 

Perks of financing with United Ag Lending for your hobby farm loan in Washington

Traditional lenders have strict limitations on what you can accomplish with a hobby farm loan in Washington. 

At United Ag Lending, we value flexible, customizable programs that can help you meet your goals. We want you to have the hobby farm that you’ve mapped out in your head. 

Here are just a handful of the many perks of financing with us:

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Ability to combine multiple parcels of land under one loan (Within reasonable proximity)
  • Farming income allowed, if not sole income

There’s a lot more where that came from. Visit our website to learn about all of our hobby loan program perks. 

Our Washington hobby farm loan process 

The process of obtaining a hobby farm loan in Washington contains three main steps: Consultation, Recommendations & Application, and a Continued Resource. 

Step 1: Consultation

Our process always starts with a consultation. This is the step where we learn about who you are and what your goals are so we can start developing a program for your unique hobby farm. 

This is also the step where you will get to know who we are and you can ask all of your burning questions. 

We will discuss:

  • Your qualifications and financial abilities
  • Your purpose for the land
  • Our loan programs 

Step 2: Recommendations & Application 

After getting to know you and your hobby farm goals, our loan officers will give you recommendations on the best loan program for those goals. 

This step will include amounts and payment plans, which we know can be a lot to take in. We’re here to guide you through the application process and answer any questions you have. 

Step 3: A Continued Resource 

Once you have signed a contract, we will continue being a trusted resource to you for the duration of your hobby farm loan and beyond. 

Up Next: 5 Traits to Look For in an Ag Lender: Ag Land Loans 

Explore your hobby farm loan options with United Ag Lending

We hope that this information has made the hobby farm loan process clearer. If you’re ready to tell us about your goals and let us take the reins in customizing your loan program, give us a call or fill out a contact form

Other states we serve for hobby farming:

Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Wyoming.