Everyone who talks about the Texas sun never shies away from the fact that it feels hotter in Texas than in many other southern states. But, eventually the rainfall comes and quenches the land’s thirst. 

Interestingly enough, Texas’s eastern climate is defined as a subtropical humid climate, while the west is classified as dry. This duality allows you freedom to pursue anything with your hobby farm loan in Texas.  

With the Lonestar State leading the nation in number of farms and ranches (248,416), your options and agricultural resources are endless. At United Ag Lending, we understand that your hobby farm is unique to you. As agricultural financing experts, we can help you with your hobby farm loan in Texas. 

Advantages of financing with United Ag Lending for your hobby farm loan in Texas

Unlike traditional lenders who don’t have agricultural backgrounds, we create loan programs that specifically accommodate farmers and ranchers. No type of farming is a quick and easy process; you need experts on your side to support your endeavors. 

Here are just a handful of the many advantages of financing with us:

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Ability to combine multiple parcels of land under one loan (Within reasonable proximity)
  • Farming income allowed, if not sole income

Visit our website to view the full list of our hobby farm loan advantages. 

Our Texas hobby farm loan process 

The process of obtaining a hobby farm loan in Texas contains three main steps: Consultation, Recommendations & Application, plus a Continued Resource. 

Step 1: Consultation

The loan process at United Ag Lending starts with a consultation, which is more or less a face-to-face conversation. You’ll get to see the faces behind our operation and we’ll get to learn about you, your priorities, and your hobby farm ideas. We will take what we learned about you and write up your personalized loan program.  

We will discuss:

  • Your qualifications and financial standing
  • Your plans for the land
  • Our loan programs 

Step 2: Recommendations & Application 

After our loan professionals write up your program, they will walk you through the loan and you can ask any questions and share your insight. 

If the program suits your goals and we ensure you meet any requirements, we will guide you through the application process and answer any questions you have. 

Step 3: A Continued Resource 

Once you have received your hobby farm loan in Texas, we will continue being a trusted resource to you throughout your loan plan and long after. 

Explore your hobby farm loan options with United Ag Lending

The Texas sun is ready for any crops or livestock you want your hobby farm to have. If you’re ready to share your ideas with our loan experts and receive special recommendations, give us a call or fill out a contact form to schedule your consultation. 

Other states we serve for hobby farming:

Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Washington, Wyoming.