Besides being a popular vacation destination due to its warm temperatures and white sand beaches, South Carolina is home to 25,000 farms taking up 4.8 million acres and ranks #1 in the agribusiness industry. 

With corn and turkey as the top agricultural commodities, you are well on our way to a hobby farm loan in South Carolina and a Thanksgiving meal you could harvest yourself. 

At United Ag Lending, your hobby farm can be whatever you want it to be—Thanksgiving food or not. As experts in Ag, we can talk through your hobby farm plans and give you recommendations for your next steps. 

Bonuses of financing with United Ag Lending for your hobby farm loan in South Carolina

Your hobby farm in South Carolina will look different than the other 25,000 farms that already exist there. As ag finance providers, we recognize this fact and treat every hobby farm as brand new and truly nuanced as it is. 

Here are just a handful of the many bonuses of financing with us:

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Ability to combine multiple parcels of land under one loan (Within reasonable proximity)
  • Farming income allowed, if not sole income

Visit our website to see all of the bonuses of getting a hobby farm loan in South Carolina with us. 

Our South Carolina hobby farm loan process 

The process of obtaining a hobby farm loan in South Carolina consists of three main steps: Consultation, Recommendations & Application, plus a Continued Resource. 

Step 1: Consultation

The first step is a consultation with our team. We believe this to be the most important step in the process, as we will get to know you and your hobby farm plans and then formulate your loan plan. 

We will discuss:

  • Your qualifications and financial standing
  • Your plans for the land
  • Our loan programs 

Step 2: Recommendations & Application 

After we take the information you provided us and develop your personalized loan program, we will discuss the program in detail and answer your questions. 

If the program fits with your hobby farm goals, you will begin the application. We’ll be there to help you along the way. 

Step 3: A Continued Resource 

After we get you your loan plan implemented, we will continue on as your trusted resource for you for as long as you need it. 

Explore your hobby farm loan options with United Ag Lending

South Carolina’s hot and humid summers and mild winters make farming capabilities endless. If you’re ready to start talking about a hobby farm loan in South Carolina, give us a call. Or, you can fill out a contact form to schedule your consultation. 

Other states we serve for hobby farming:

Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Washington, Wyoming.