With 11 national forests, an abundance of mountainous views, and year-round fishing, it’s no wonder that Oregon has become a desired hobby farm destination. 

So maybe you’re not much of an explorer, but having the views of The Beaver State while working on your hobby farm isn’t a bad deal. 

Whether your hobby farm dreams include starting a plant nursery, raising cattle, growing your own fruits and vegetables, or building a woodworking shop, United Ag Lending has you covered. 

Farming can be a costly feat, which is why we specialize in agricultural lending. We want to learn about expectations and needs so that we can help you obtain a hobby farm loan in Oregon. 

Benefits of financing with United Ag Lending for your hobby farm loan in Oregon

We understand that your hobby farm is unique to you; no farm is created equal. That’s why we built our loan programs to include the benefits that traditional lenders tend to disqualify for. 

At United Ag Lending, your goals are our mission. As industry experts, we are familiar with all the farming costs that add up. Working with us puts you in a better financial situation. 

Some of the benefits

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Dwelling value only requires to be 25% of value (lower allowed on a case-by-case basis)
  • Farming income allowed, if not sole income

This is not an extensive list; visit our website to learn about all of our hobby loan program benefits.  

Our Oregon hobby farm loan process 

The process of obtaining a hobby farm loan contains three main steps: Consultation, Recommendations & Application, and a Continued Resource. 

Step 1: Consultation

The first step of the process is a consultation. We will learn about what you value and discuss your goals and expectations. You will also have the floor to ask us questions and get to know more about what we do and how our process works.

We will discuss:

  • Your qualifications and financial abilities
  • Your purpose for the land
  • Our loan programs 

Step 2: Recommendations & Application 

After we’ve gathered what we needed from the consultation, our loan officers will pitch the loan program for your hobby farm. 

This step includes numbers and other detailed information. We will happily walk you through all the details and make sure you fully understand the terms and the application materials.

Step 3: A Continued Resource 

United Ag Lending will be your guide from start to finish. Your loan term will end one day, but our support never will. You can count on us as a trusted financial resource forever. 

Up Next: 5 Traits to Look For in an Ag Lender: Ag Land Loans 

Obtain a hobby farm loan in Oregon with United Ag Lending

Hopefully we made the steps to getting a hobby farm loan in Oregon feel easily accomplishable. 

We would love to hear about your unique hobby farm goals and put your plan into action. Give us a call or fill out a contact form.

Other states we serve for hobby farming:

Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Washington, Wyoming.