With rich, fertile soil and a hot and moist climate, North Carolina is a great place to grow crops. Ranking #1 in the production of tobacco and sweet potatoes, the rest of the country couldn’t live without the farmers of North Carolina. 

The Tar Heel State is also a great place to grow all kinds of vegetables. So, if you’ve always wanted to test out your green thumb on a larger scale, getting a hobby farm loan in North Carolina is the perfect opportunity to do so. 

At United Ag Lending, your hobby farm can be whatever you want it to be. As agricultural financing experts, we can help you nail down your hobby farm goals and bring them to fruition.  

Perks of financing with United Ag Lending for your hobby farm loan in North Carolina

Something that keeps us going as agricultural lenders is our ability to create loan programs personalized to farmers and their unique situations. No two farmers nor farms are the same, so it’s important to differentiate them during the loan process. 

Here are just a handful of the many perks of financing with us for your hobby farm:

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Ability to combine multiple parcels of land under one loan (Within reasonable proximity)
  • Farming income allowed, if not sole income

Visit our website to view the rest of our many hobby farm loan perks. 

Our North Carolina hobby farm loan process 

The process of obtaining a hobby farm loan in North Carolina consists of three main steps: Consultation, Recommendations & Application, plus a Continued Resource. 

Step 1: Consultation

The loan process at United Ag Lending begins with a conversation, which we more formally call a consultation. But really, this is the get-to-know-you step that we believe is the most important part of the process. We’ll talk about your hobby farm goals and your personal and agricultural priorities. You’ll also get to know us too, as we are passionate about our own agricultural operations. Ask us any and all questions throughout the process. 

We will discuss:

  • Your qualifications and financial standing
  • Your plans for the land
  • Our loan programs 

Step 2: Recommendations & Application 

After we take the information you provided us and develop your personalized loan program, we will discuss the program in detail and answer your questions. 

If the program fits with your hobby farm goals and you meet any requirements, you will begin the application. We’ll be there to help you along the way. 

Step 3: A Continued Resource 

After we work together to process your hobby farm loan in North Carolina, we will be a trusted resource to you for not only the remainder of your loan plan, but for long after.

Explore your hobby farm loan options with United Ag Lending

North Carolina’s warm to moderate climate is a wonderful place to test out your green thumb, or to even explore other non-gardening options. Let’s talk about your hobby farm goals: give us a call or fill out a contact form to schedule your consultation. 

Other states we serve for hobby farming:

Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, Wyoming.