California is known for many things: Big cities, Disneyland, Yosemite, beaches, the Golden Gate Bridge. Not only does The Golden State supply us with loads of entertainment and beautiful scenery, it supplies us with over 1/3 of the country’s vegetables and 3/4 of the country’s fruits

Not surprisingly, California produces over 400 commodities. So, if you’re looking for the perfect place to house your new hobby farm, it’s safe to say that the moderate climate and fertile soil makes California a great choice. 

Fruits, vegetables, livestock, nurseries, fish, and bees are all fair game; truly, you have no limits for your hobby farm loan in California. No matter what you choose to focus on, United Ag Lending can help you financially support your new venture. 

We are agriculture industry experts and have a deep knowledge of the process of starting a hobby farm. We pride ourselves in making the process of getting a hobby farm loan as painless as possible.

Advantages of financing with United Ag Lending for your hobby farm loan in California

Your hobby farm will be one-of-a-kind, we know that. This is why we will take the necessary time to learn about you and your plans so that we can create a one-of-a-kind loan program to match your plans.  

The beginning processes of starting a farm can be costly. At United Ag Lending, our duty is to bring your expectations and plans to life and help you move past your financial concerns. 

The advantages 

  • Loans up to $2 million with Schedule F income allowed
  • Land value can exceed 30% of appraised value
  • Fixed 15 and 30-year terms 
  • Dwelling value only requires to be 25% of value (lower allowed on a case-by-case basis)
  • Farming income allowed, if not sole income

It’s important to us that the financial piece of hobby farming doesn’t stop you from pursuing it. The advantages of working with us don’t end here: Find the rest on our website.

Our California hobby farm loan process 

The process of obtaining a hobby farm loan in California contains three main steps: Consultation, Recommendations & Application, and a Continued Resource. 

Step 1: Consultation

The consultation is the get-to-know-you part of the process. Your goals are the most important part of making your hobby farm happen. What are those goals? 

We need all the details and information you can give us so that we can customize a loan program for you.

We will discuss:

  • Your qualifications and financial abilities
  • Your purpose for the land
  • Our loan programs 

Step 2: Recommendations & Application 

Once we have a clear understanding of your goals for your hobby farm and your financial situation, our loan officers will write up your personalized loan program and share it with you.

The application process can be tricky, and trying to understand the cost breakdown only adds to that. We will be there every step of the way to answer your questions.  

Step 3: A Continued Resource 

Our support extends long past the end of your loan term. Once an ally of ours, always an ally.

Give us a call or email us at any time with questions. 

Up Next: 5 Traits to Look For in an Ag Lender: Ag Land Loans 

Make your California hobby farm dreams a reality 

Tell us about your goals to get one step closer to your California hobby farm. That future doesn’t have to be as far away as you think. 

Other states we serve for hobby farming:

Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, Wyoming.