United Ag Lending is one of the premier wholesale farm land financing companies in the United States. We have years of experience funding different rural land real estate projects and are excited to bring our suite of solutions to brokers, banks, and mortgage lenders throughout the country.
Keep reading to learn more about the farm land loans our team offers and how we help our lending partners by presenting their clients with the best agricultural loan programs in the industry.
Farm Land Types
Generally, we finance loans that allow people to develop or build upon land for agricultural use. This farm land typically falls into the following 3 product categories:
- Raw (bare) land loans: Raw land is undeveloped. It won’t have water or sewer capabilities, or other utilities.
- Unimproved land loans: While unimproved land is more developed than raw land, it won’t have access to all utilities (it usually won’t have an electric meter or a gas line).
- Improved land loans: Improved land has all utilities.
Wholesale Farm Land Financing Programs
Every rural real estate client is different. That’s why our team has 3 farm land loan programs that can help your unique customers realize their goals.
Wholesale Farm Land Loans
Our farm land loans are strictly for financing rural land purchases.
Your clients can use this loan to keep their land as is or can build on it by adding a barn or other type of structure. In the past, we’ve helped people buy land to start a vineyard and funded land that was developed to house a ranch for farm animals.
Wholesale Commercial Farms
Your clients can use a wholesale commercial farm loan to finance their new or established agricultural business. This type of loan is typically used to finance land that has an existing structure.
We’ve funded quite a few diverse commercial farm projects, including:
- Logging operations
- Forestry businesses
- Plant nurseries
- Orchards
- Dairies
- Farm animal operations
Wholesale Hobby Farm Loans
Our hobby farm loans are also an option for people who want to develop a small amount of land for a farming passion project. While this type of loan permits land cultivation, the land or property the wholesale land loan is financing must have a pre-existing home that serves as the owner’s primary or secondary residence. Also, if your client chooses to profit from their hobby, it can’t serve as their primary source of income.
We’ve helped mortgage lenders, banks, and brokers’ clients secure wholesale farm loan financing for the following types of hobby farms:
- Equestrian operations
- Vineyard
- Berry, bee, and chicken farms
- Hobby farms with pasture
Ready to discuss your wholesale farm land financing options?
United Ag Lending is a strong partner in wholesale farm land financing. Our knowledge, customer service, responsiveness, and communication skills make us an excellent resource for anyone who wants to learn how to originate an agricultural loan.
We have the best wholesale farm loan products because we take the conventional understanding of agricultural loans and turn them into flexible solutions. You can count on our company to continue expanding its offerings, bringing the opportunity to originate mortgages for agricultural real estate to more and more loan officers nationwide.
Are you interested in becoming one of our trusted lending partners? Contact us today to find out more about our loan products and services.
United Ag Lending’s TPO Licensed States: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and Wyoming
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