Florida is home to lush greenery, coastal wildlife, and no shortage of tourist destinations. For Floridians looking to leave the city behind and enjoy the rural landscapes, a rural home loan in Florida with United Ag Lending could be the solution you’re looking for.

United Ag Lending’s success is built upon our wide range of expertise and knowledge of commercial farm loans, hobby farm loans, and rural home loans. Our team has years of experience in the field of rural financial processes and how to overcome challenges. Below we discuss our own rural home loan process for Floridians.

How do I know if a rural home loan is right for me?

Rural home loans in Florida are built for those looking to own a home on a rural piece of land. With this loan, you can finance the entire piece of land and home instead of financing the home through a traditional mortgage. 

Rural home loans can be the solutions you’re looking for to purchase a rural piece of land with a residence.

Our rural home loan process

Because United Ag Lending is a unique lender, we’re not limited in the solutions we can offer our clients. This is evidenced by our rural home loan process.


The first step to our process for a rural home loan in Florida is to consult with you to determine the right loan program for you. We offer many different solutions with versatile payment and term options—we can customize your loan to your needs. 

We’re with you through every step of the process after your loan approval. We can answer your question, help you through the paperwork requirements, and provide you with professional insights. 


An integral part of the consultation is professional recommendations. Our officers will recommend specific loan types, programs, amounts, terms, and more to fit your specific needs.

As a specialized lender, we get to say yes when others say no. United Ag Lending has a niche focus on commercial farm loans, hobby farm loans, and rural home loans. Serving customers all over the United States, we can find the perfect loan solution for you.

Our goal is to be a strong ally and partner for our clients—we use our expertise to make your dreams a reality.


United Ag Lending is your financial partner for the duration of your rural home loan in Florida. Our team has decades of loan expertise, plus extensive real estate know-how to offer you continued support on your rural living journey.

Benefits of a rural home loan in Florida from United Ag Lending

Fixed-rate loans

We offer both 15 and 30 year fixed-rate loans to fit your needs.

Large rural home loans

Our rural home loans can finance up to 160 acres of land. 

Partner with United Ag Lending for your rural home loan needs in Florida

If you’re ready to start exploring rural home loans in Florida, we’re ready to be your financial partner. Get started with us at United Ag Lending and see what our flexible rural home loan programs can do for you. 

Or, give us a call at 888-204-9430.