Lush evergreen forests; mountains and valleys for miles; a salty breeze coming in from the coast—experience rural living in Oregon like never before with rural home loans from United Ag Lending.
United Ag’s success was built by our strong partnerships and long-term solutions we provide. Our team has experience and a niche understanding of processes and challenges of rural financing. Keep reading to learn more about the process of our own rural home loan in Oregon.
How do I know if I need a rural home loan?
Rural home loans in Oregon are created for someone who wants to own a home on a rural piece of land. A rural home loan allows you to finance the entire piece of land instead of financing the house through a mortgage.
If you’re looking to refinance land you already own, add on to your current property, or buy a new piece of land, a rural residential loan can be the solution for you.
Our rural home loan process
United AG is not a bank, so we are not limited to the solutions we can offer to our clients, as evidenced by our unique rural home loan process.
Consultation
Your rural home loan in Oregon starts with a consultation to determine the right loan program for your needs. United Ag offers many programs with different payment options so we can customize your loan.
After your loan approval, we continue offering you support. Our officers will walk you through the paperwork process, answer your questions, and offer you professional insight.
Recommendations
Based on your unique scenario, we offer professional recommendations for your rural loan. Our officers will recommend specific loan types, programs, amounts, terms, and more to fit your goals.
As a non-bank lender, our only focus is agricultural and rural lending. Because this is our sole focus, our rural lending customers are our only priority, unlike banks. We have helped customers from across the United States find the perfect loan solution and we can do the same for you.
Our goal is always to build the strongest financial partnership between United Ag Lending and our clients to ensure your satisfaction with our service—and to make sure your dreams become a reality.
Partnership
United Ag Lending is your financial partner for the duration of your rural home loan in Oregon. Our team has loan expertise, plus extensive real estate know-how to offer you continued support on your rural living journey.
Benefits of rural home loans in Oregon from United Ag
Fixed-rate loans
We offer both 15 and 30 year fixed-rate loans to fit your needs.
Diverse loan options
We can build a loan option for those who are purchasing land or refinancing, including cash-out loans.
Large land loans
Our rural home land loans can finance up to 160 acres of land with an existing home. The minimum home value is just 30% of the overall property value.
Partner with United Ag Lending for your rural home loan needs in Oregon
If you’re ready to start exploring rural home loans in Oregon, we’re ready to be your financial partner. Get started with us at United Ag Lending and see what our flexible rural home loan programs can do for you.
Or, give us a call at 888-204-9430.
Recent Comments