Farm Lending

Unlock a profitable market and attract new clients by adding horse farm lending to your portfolio. Partnering with United Ag Lending simplifies the agricultural real estate loan process, providing specialized resources and experienced advisors.

Unlock a profitable market and attract new clients by adding horse farm lending to your portfolio. Partnering with United Ag Lending simplifies the agricultural real estate loan process, providing specialized resources and experienced advisors.

Diversify Your Loan Portfolio With an Untapped Niche

Rural property purchases have been on the rise for over a decade, outpacing urban homes and signaling a lifestyle shift for people nationwide. Many horse farm buyers have dreamed of owning land and horses all their lives—more than property, they’re interested in buying a lifestyle.

Not only are these borrowers uniquely motivated because of their passion, but they are also underrepresented by traditional lenders. This gap presents a unique opportunity for loan officers who work with horse farm clients. Many conventional loan officers don’t have access to these loan products, so by offering this solution, you position yourself as an expert with a first-mover advantage.

Why Horse Farm Loans Are a Hidden Gem

Horse farm lending presents a profitable opportunity because of client loyalty, frequent referrals, and strong financial returns.

Client Loyalty

Equestrian clients typically have strong financial profiles and long-term ownership goals, so they’re likely to seek refinancing and expansion loans down the road. Borrowers often remain loyal to lenders who understand their needs, meaning you can cultivate lifelong clients by building strong relationships.

Referral Frequency

Word-of-mouth referrals are common within close-knit groups like the equestrian community. What’s more, passion-based purchases are likely to encourage more referrals. Helping someone fulfill their dream of owning a large plot of land and caring for stunning horses often results in immense gratitude.

Industry Reliability

According to the American Horse Council, the U.S. equine industry contributed $122 billion to the economy in 2023—a clear sign that the industry offers more than a pastime to its participants. Additionally, 62% of horse owners own or lease property, meaning there’s high demand for real estate financing in this area.

The significant number of horse owners requiring land, barns, and rural houses makes horse farm lending a key opportunity within a well-established and developing market.

How We Make Your Life Easy

At United Ag Lending, we handle the complexity of land financing so you don’t have to. Our goal is to handle the behind-the-scenes details, so you can focus on being a hero for your clients.

We understand the learning curve in this industry, so our team provides ongoing, readily available support for managing your equine clients. Should you face any challenges, we’re happy to hop on a call whenever it’s convenient for you.

Our customizable loan products cover a wide range of client needs, from hobby farms to commercial ranches. So whether your client wants to indulge in a hobby or run a large business, we’ve got you covered.

Partner with us to offer more without adding to your plate!

Ready to Grow in a New Direction?

Let’s talk about how horse farm loans can become a high-ROI part of your business. Contact us or explore our loan planning tool to get started.