FAQ
Got Questions?
We’ve got answers.
Since United Ag Lending’s founding, we’ve been an adept partner for brokers and lenders across the country.
Our variety of lending programs are perfectly suited to the needs of a landowner of agribusiness, hobby farmers, and those wanting land for recreational use. Our team has decades of loan expertise and extensive real estate know-how.
As a non-bank lender, we get to say yes when others say no. We’re not limited to the kinds of traditional loans you find at Fannie Mae and Freddie Mac or USDA. We have helped thousands of partners’ customers across the United States find the perfect loan solution, and we can do the same for yours. Here are just a few hobby farm and rural residential loan scenarios we have worked on recently.
We’re here to make you look good. If you’re interested in offering agricultural loans to your clients, get insight and answers to some frequently asked questions below.
Does United Ag Lending only work with farmers?
What type of loan programs are avaiable?
No two pieces of land or client circumstances are the same. We evaluate the specific scenario to match clients with the perfect loan program for their needs. Our team of trusted advisors uses our expertise and years of experience to create customized loan solutions.
At United Ag Lending, we offer many different loan programs to fit our clients’ goals, from a minimum of 5 acres of bare land and up, to full-time farms, and even for those that want home and land going up to 160 acres or more.
Is there a minimum credit score requirement?
How long are your terms for financing land?
What is the best way to contact United Ag Lending to talk about my clients' interests?
Does United Ag Lending provide loans for construction, operations, equipment, or livestock?
My client has mother-in-law quarters on their property, can you still finance it?
Yes, we can finance properties with up to 3 homes/dwellings on them as long as the primary home is not manufactured. The other homes that are not the primary dwelling can be manufactured homes. If the homes are rented out, we can even use a portion of the rental income to qualify the borrower for financing (with proper documentation).
My client wants to purchase a home and land as a vacation home or hobby farm, but doesn’t want to live on the property as their primary residence.
Do you offer loans that combine multiple parcels of land?
Where is United Ag located and where do you make loans?
What is the best United Ag program for me?
How long are your terms for Financing Land?
I have a mother in law quarters on my property, can you still finance my property?
What is the best way to contact United Ag to talk about my financial goals?
I have more than one parcel of land, can I combine them all in to one loan?
Are United Ag Loans for farmers only?
Do you provide operating loans, loans for equipment or livestock as well?
Can United Ag help me through the paperwork process?
Do you have a minimum credit score requirement?
I want to purchase home and land as vacation home or Hobby farm but I don’t want to live on the property as my primary residence.
Loan Scenarios
Hobby Farm & Rural Residential