Wholesale Rural Home Lender
Rural Residential Loan Program
Help Your Clients Settle Down With United Ag Lending
Finding a forever home is a significant investment. Not only that, but it comes with a host of questions from your clients.
Our rural residential program is well-suited for your clients looking to settle down on their own private property. Our team is ready to help you support your clients in finding the proper rural home loan for their needs.
Rural Residential Program
If your client’s ideal situation is to buy rural land with an existing home on the property, this is the loan for you to offer them.
Program Highlights
- Minimum of 5 acres
- Fixed-rate 15- and 30-year loans with low rates available
- Ag-exempt properties allowed but not required
- Purchase, refinance, and cash out loans offered
- Owner-occupied and second homes allowed
- Barndominiums, shed homes, and shop homes allowed
- 5 to 160 acres (home value only required to be 30% of overall value)
- Homes with pasture land and tillable acreage
- Schedule F (Farm) income allowed
The benefits of our rural home loans can include:
- 15- and 30-year fixed-rate loans
- Purchasing, refinancing, and cash-out loans
- Barndominiums, shed homes, and shop homes allowed
- Up to 160 acres of land (the home value is only required to be 30% of the overall property value)
- And more
Whatever dreams your clients have in mind, our rural home loans are an essential part of bringing those dreams to life. We intend to be a flexible asset that works on your behalf, rather than the other way around.
Partner With United Ag Lending
If you’re ready to start exploring our rural home loans and what they can do for your clients, get in touch with your AE, and we’ll be more than happy to work with you as an expert rural home wholesale lender.
