Wholesale Land Loan

Is This Property Eligible for a Land Loan?

The view from above of a historic ranch, which could be purchased with a wholesale land loan. The ranch has 9 white buildings with shingle roofs, and trees and rolling hills create the backdrop.

How does a property’s zoning affect its ability to get a wholesale land loan? What qualifies a property as “rural” from a lending perspective? How can you make that determination quickly?

We’re answering these questions and more to help loan officers like you assess potential loans and get started on them more efficiently. At United Ag Lending, we specialize in agricultural properties, working closely with you to secure funds that bring your client’s dreams of countryside living to life.

Ready to get started now? Use our Property Qualification Tool to assess the property you have in mind.

Property Qualification Tool

Keep reading to learn more about this unique lending opportunity.

What Types of Properties Qualify for United Ag Lending’s Land Loans?

To qualify for a wholesale land loan at United Ag Lending, the property must be rural, used for agricultural purposes, or include significant acreage. Most often, our rural land loans apply to one of the following:

Follow each of these examples to its corresponding webpage to learn more about its individualized characteristics and requirements.

The Challenge of Identifying Properties

Navigating this criteria can be tricky, particularly if the property is not being used for farming or another common agricultural venture. If you’re struggling to determine‌ what kind of property you’re dealing with, you have a couple of options.

You could keep hesitating, mulling over choices and endlessly searching online, and ultimately missing the opportunity for the loan.

Or United Ag Lending can promptly and precisely evaluate the property, answer your questions, and, if applicable, chart you a course toward loan closure.

In front of trees and hills, a herd of horses runs around a pasture creating dust as they run on land purchased with a wholesale land loan.

Take the First Step Toward Closing Your Next Loan

We understand that your clients are looking for fast and efficient solutions for their rural living ambitions. Satisfy their goals by partnering with United Ag Lending sooner than later, and offering the wholesale land loan they need.

Ready for expert guidance and impactful loan products? Begin your partnership with our team today!

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