Equestrian Loans
Reach New Clientele With Equestrian Property Loans
Whether you already have clients interested in equestrian property loans or are just beginning to explore a new customer segment, United Ag Lending can help you realize your ambitions.
Traditional wholesale lenders rarely offer loans for equestrian properties, which can be an obstacle for those hoping to pursue their equine passions. Working with us allows you to serve these clients and bring their dreams of horseback riding in a green pasture to life.
Our loans are available to support equestrian businesses of all sizes, from large commercial operations to smaller hobby farms. By leveraging our team of agricultural lending specialists, you can offer solutions in a market where other loan officers are absent.
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Step: 1
Introductions
We’ll kick things off with a simple conversation to learn about your goals and, if you’re ready, your client’s specific needs.
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Step: 2
Guidance
Once we have a thorough understanding of your client’s agricultural ambitions, we’ll provide our professional recommendations for structuring the appropriate loan.
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Step: 3
Closing
After your client secures their loan and executes their plans, we stay on as your lending partner and dependable resource.
Hobby Farm Loans
Most wholesale lenders place rigid restrictions on loans, limiting what your agricultural clients can accomplish. At United Ag Lending, we redefine the standard approach to hobby farm and commercial loans, transforming them into flexible solutions designed to truly fit your clients’ needs.
Helping you open the door to country living for your clients isn’t just business for us—it’s what we love to do. That’s the heart of United Ag Lending.
Loan Features:
- Minimum 680 credit score
- LTV/CLTV: Up to 80%/95%
- DTI: Up to 43%
- Acreage: 5 to 160 plus
- Can have up to 3 dwellings on 1 parcel
- Multiple non-contiguous parcels ok
- Outbuildings: barns, stable, silo, sheds
- Schedule F income allowed
- Home value as low as 30% of property value
- More flexible appraisal guidelines than traditional loans
- Comps up to 12 months old
- Comps up to 50 miles away
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Serving Brokers
Lenders
Banks
When you work with United Ag Lending on equestrian properties, you can present your clients with a range of possibilities.
We created these options with your clients in mind, and this is just the beginning of what our equestrian loans can offer.
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Generating income from equestrian activities, such as boarding, training, or lessons
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Housing up to 50 horses or other livestock on the property, with no limit applicable under commercial loan arrangements
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Financing multiple parcels of land within close proximity, which can also be combined
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Allowing borrowers to qualify with Schedule F (Farm) income
Financing That Delivers
We are committed to turning your clients’ horse ranch aspirations into reality. Through our equestrian loans, your clients gain the liberty and flexibility to manage their farm according to their preferences.
Want to get started? How about we get you connected with an account exec to talk equestrian loans and find the perfect fit for your clients?
Let’s Partner
Get started by answering a few quick questions. Your answers help us determine the best loan program for your clients!