Commercial Farm Loans
Advancing Commercial Operations
United Ag Lending is a reputable commercial wholesale agricultural lender.
United Ag Lending is a steady partner for commercial farmers. Our commercial farm loans have been a reliable resource for our partners.
Commercial farm loans finance agricultural real estate used in income-producing farming operations. United Ag Lending works with brokers, lenders, and banks to help clients purchase, expand, or refinance qualifying commercial properties. We’ll help you:
- Evaluate the property and borrower early.
- Clarify program requirements.
- Identify a practical financing path before the file moves too far.
For your clients looking to expand their commercial agricultural business, we give you a helping hand. Get in touch with us for a more in-depth look at our commercial farm loans.
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Step: 1
Consultation
We will schedule a consultation with one of our account executives to better understand your client’s needs.
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Step: 2
Loan Analysis
We’ll discuss their financial needs and farming operation plans.
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Step: 3
Amazing Results
After our meeting, we’ll provide customized loan product rates and recommendations. We stay by your and your customer’s side throughout the rest of the loan process.
Commercial Farm Loans
Our commercial farm loans are ideal for a wide range of commercial operations. We can help your customer who is looking to:
- Buy additional land to expand their operation
- Increase their farm capital
- Refinance debt
Our program offers farmers the agriculture financing needed to accomplish their business goals.
Our variety of commercial agricultural loan programs also includes 30-year fixed-rate loans. We can meet a variety of financial needs to expand businesses or help finance agricultural operations from year to year.
Program Highlights:
- Minimum loan amount: $500,000
- Fixed-rate loans from 10 years to 30 years fixed
- 1-year to 15-year adjustable rates are available
- Minimum acreage: 10 acres
- Multiple properties or contiguous parcels
- Outbuildings, sheds and other land improvements allowed
Explore Lending Options
Make agricultural lending smoother—for you and your borrowers.
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Serving Brokers
Lenders
Banks
Commercial Farm Loan Partnerships
As a specialized wholesale commercial farm loan provider, our team has a flexible approach to loan solutions. Our focus is providing wholesale agricultural real estate products. We aren’t distracted by originating other mortgage loans. This allows us to truly serve as a unique, invaluable partner for brokers, banks, and mortgage lenders.
United Ag Lending’s partners benefit from our expertise providing access to customized loan products. The variety of programs help you build a solid farming client base. Our commercial farm loan partnerships cultivate new relationships that can expand your business in the agricultural industry.
Financing Your Unique Commercial Project
Our team understands that all commercial farming projects are different. United Ag Lending can offer your customers a commercial loan product that addresses their proposed project and meets their financial needs.
Our keen attention to detail allows us to create substantial commercial farm loan partnerships. We will take note of these details to ensure we can meet all your customers’ needs during the lending process:
- Client requests
- Land size
- The type of property/properties needed to address their farming needs
- Your client’s credit score
After distilling this information, we will present unique commercial loan products with personalized loan terms.
Trusted Experience
United Ag Lending’s exceptional lending team has years of experience serving people in the agricultural industry. We cultivate essential relationships in the field that enrich our knowledge and enhance our loan products .
Part of it is knowing what farming customers need. We have also developed a set of core principles that guide what we do and continue to propel our company forward.
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Communication
Our commercial farm loan partnerships are successful because we listen and communicate clearly.
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Endurance
We continue to find success in this field thanks to what we’ve learned and our drive to keep improving our processes.
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Simplicity
Our loan solutions are flexible, customized, and straightforward. We won’t waste your or your customer’s time with complicated solutions.
More Commercial Loan Details
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- Loans for a number of different industries: logging, equestrian, annual crops, permanent plantings, nurseries, orchards, vineyards, dairies, ranches, cattle and more
- Fixed-rate loans up to 30 years with no prepayment penalty or short-term adjustable products
- Monthly, annual, or semi-annual payment options
- Loans up to 70% of value offered
- And more
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Our team takes our reputation and yours very seriously. We understand how essential our commercial farm loan partnerships are to both businesses. To ensure you benefit from our collaboration, we give lender partners access to our whole suite of lending programs. Our unique solutions are unlike others in the industry. They can attract lucrative clients who want to expand their agricultural real estate portfolio with you.
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Brokers and lenders look to offer a unique product for their clients and expand their business. United Ag Lending delivers an excellent partnership for these goals.
As a dynamic commercial wholesale agricultural lender, we offer much more than a traditional wholesale lender. We’ve broken down the barriers that stand in the way of our partners’ success, fueling our progress and yours.
We’re taking conventional methods and turning them into simplified solutions for our partners.
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We have a growing history of success as a commercial wholesale agricultural lender. We know it’s mportant for our partners to work with a lender that understands the industry. United Ag Lending provides loan officers with a robust, flexible agricultural wholesale lending company.
Working with a commercial wholesale agriculture lender ought to be a simple process. We’re proud to say that we’ve managed to simplify the complexities of agricultural lending. Our partners’ success is evidence of that.
Get in touch with us today. We’ll help you find the easiest path forward to help your business grow with a commercial farm loan program.
Commercial Farm Lending FAQs
Use these practical answers to help prepare commercial agriculture clients before application. This way they can more easily understand what United Ag Lending can and can’t finance.
For commercial farm loans, your client should be prepared to provide financial and identification documents. This information helps United Ag Lending evaluate the request. These documents may include:
- 2 to 3 years of tax returns
- Bank statements
- Asset information
- A government-issued ID
Depending on the borrower, a balance sheet, pay stubs, or year-to-date profit and loss statement may also apply. We’ll let you know which documents are needed for the specific scenario.
United Ag Lending focuses on financing agricultural real estate. We don’t provide loans specifically for the purchase of farm equipment or livestock. We also don’t provide operating loans for day-to-day farming expenses.
If your client’s request includes both real estate and other business needs, talk with us about the scenario early. We can help clarify which portion may fit our programs so you can guide your client before moving forward.
United Ag Lending recommends getting pre-approved before your client finds the land or farm they want to purchase. Early review establishes whether the borrower and proposed financing fit the program requirements. It also gives you an opportunity to identify questions or documentation needs sooner.
If your client is beginning their search, you can bring us the scenario before they’ve selected a specific property.
Get Started
The process is quick and easy. Answer a few quick questions and we’ll determine which loan program is perfect for you!