Hunting Land Loans
Help Your Borrowers Acquire Their Personal Hunting Haven
Owning hunting land lets enthusiasts create a safe environment for their hunting and fishing. They can also practice land management and stewardship, strategically developing natural features that draw their preferred game.
When your client wants to finance rural acreage for hunting or recreation, our options for hunting land loans can find opportunities that standard lending programs may not cover. United Ag Lending looks at how the land will be used, what features it includes, and what the borrower wants to accomplish before recommending a path forward.
Traditional wholesale lenders often make securing financing difficult for hunting land loans. Even though these loans can come with specific restrictions, we don’t make them barriers for your clients.
At United Ag Lending, we specialize in saying “yes” to hunting property opportunities. We take the time to listen to your borrowers’ plans, and we work hard to help them achieve the loan they need for their passion project.
Our approach makes it simple for you to offer a sporting property loan that fits your clients’ unique needs and goals.
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Step: 1
Talking About Their Goals
Your client has a vision for their hunting land. We’ll connect with your client about the piece of property they’re evaluating and how it qualifies as hunting land or conservation tract.
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Step: 2
Building Bespoke Financing Solutions
Based on clients’ goals and property plans, we lay out hunting land loans that align with their desires and provide flexibility, so you can help them move confidently forward toward their land acquisition goals.
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Step: 3
Stepping Onto Their Land
Once the loan is approved, your client can secure their hunting land and start managing the property to support their preferred uses. United Ag Lending remains available as a resource throughout the process to support you and your borrower.
Hunting Land Loans
Loans for hunting land investments show the versatility of financing available at United Ag Lending. We have minimum requirements, but we also take your goals and create a tailored solution that fits your client’s unique vision.
When seeking a traditional loan, a borrower can end up at a brick wall instead of an open door, because traditional lenders often restrict financing for this type of recreational property.
That’s not how United Ag Lending works. Instead, we focus on providing flexibility, so your clients—and you as a partner—have more options.
Program Aspects:
- Minimum of 10 acres, up to 1000s
- Multiple parcels allowed
- Multiple non-contiguous parcels allowed
- Outbuildings, sheds & other land improvements allowed
- Purchase, refinance, cash out
- Minimum 680 credit score
- Down payments as low as 30%
- Fixed rates: 10 to 30 years
- Adjustable rates available
- Payment options: monthly, semi-annual, annual
- Can cross collateralize for down payment
- Seller-carried seconds allowed
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Serving Brokers
Lenders
Banks
Equip Yourself. Impress Your Clients.
Most loan officers don’t have the resources to help clients interested in rural properties. When you team up with us, you can differentiate your services and provide recreational land loans that attract new clients.
If you’re interested in expanding your offerings, here is your chance. Contact us, and we’ll put you in touch with one of our account executives right away.
FAQs About Lending for Hunting Land
These answers can help you evaluate the property itself, identify potential limitations, and prepare useful details before bringing a hunting land scenario to us.
Rural land in different stages of development may be considered for financing. United Ag Lending distinguishes between raw land with no utilities or structures, unimproved land with limited improvements, and improved land with utilities and road access. The property still needs to meet the applicable loan requirements.
When discussing hunting land loans, tell us about access, utilities, existing improvements, acreage, and intended use so we can evaluate the complete scenario.
Yes, our hunting land lending guidelines exclude lot loans, properties located within neighborhoods, and land intended solely as a future build site. Eligible land must also be rural rather than part of a typical residential development.
If you’re unsure how a property is classified, bring us the location and your client’s plans early in the process. We can help you determine whether the land fits an available program before you move further into the file.
Yes, a hunting property can support other recreational and land-management goals. Within our hunting land program, we specifically recognize uses such as:
- Fishing
- Land management
- Stewardship
- Conservation tracts
Understanding how your client plans to use and manage the acreage helps United Ag Lending evaluate the property in context. If the intended uses extend beyond hunting, share those plans with us upfront so we can determine how they fit the available financing options.
Get Started
The process is quick and easy. Answer a few quick questions, and we’ll determine which loan program is perfect for your clients!