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At United Ag Lending, our commercial agriculture loans process is constructed with one major goal in mind: to simplify the financial processes that have long been complicated for farmers and commercial ag operations.

At every step in our commercial loan programs, our officers have your best interest, and the success of your operations in mind. Our flexible programs seek to offer you financial solutions that best fit your goals.

Hear it from the source:

I would highly recommend United. Our lender did an excellent job keeping us informed and up to date throughout the entire process making us feel very comfortable and confident.” — Tracy from Kansas

Step 1: Consultation

No matter which loan program our clients choose, our process always starts with a consultation. This is a chance for our loan officers to get to know you, your expectations, and your goals.

It’s also an opportunity for you to get to know us, our values, and our commitments to you as a lender and a financial partner.

After you provide the necessary information, we will discuss the following with you:

  • Discuss your qualifications
  • Learn more about what type of land you’re looking to acquire and for what purpose
  • In-depth review of our products and how we can structure a loan to fit your needs

All of this information is crucial in providing you with personalized financial solutions.

Our purchasing process for clients looking to purchase new pieces of land functions the same way. Our first order of business is always to get to know you and your situation better. 

Some additional steps in the purchasing process include: 

  • Gaining an understanding of your financing abilities and limitations
  • Exploring different financing options based on your property interests
  • Helping you navigate our benefits for rural residential, hobby farm, or commercial agriculture projects

Related: 

Residential vs. Commercial Farms

Your Guide To Commercial Agriculture Loans

Step 2: Recommendations & Application

After evaluating your qualifications, financial goals, and plans for your land, our loan officers will give you expert recommendations on the loan that best fits your needs.

Our flexible programs allow us to recommend specific loan types, amounts, payment plans, and more, all in a simplified, guided process.

With decades of industry experience, our loan officers are part of our continued legacy of people-minded solutions.

Step 3: Continued Partnership

Completing a loan application or making a land purchase is not the final step in our process. We aim to be your trusted financial partner for the duration of your commercial agriculture loan and beyond.

More than a static business relationship hidden behind paperwork and legalese, we want to build a continued partnership with our clients that empowers them to make educated financial decisions backed by an industry-leading lender. 

Explore how to get a farm loan with United Ag

If you’re ready to start exploring farm loan options, we’re ready to be your financial partner. Get started with us at United Ag Lending and see what our flexible loan programs can do for you. 

Or, give us a call at 888-204-9430.

States we serve commercially: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, Wyoming, Michigan, Mississippi