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United Ag Lending understands that brokers, lenders, and banks work with customers who need access to a robust wholesale ag lending program that can accommodate properties of all types and sizes. With decades of combined experience, the United Ag Lending team has developed a deep understanding of the unique financial challenges faced by rural Americans. 

These challenges often stem from the distinct economic and geographical conditions of rural areas, which can include fluctuating commodity prices, limited access to resources, and the pressures of sustaining agricultural operations. 

We recognize that navigating these challenges requires more than just standard solutions; it demands a tailored approach that respects and addresses the specific needs of rural communities. 

Our team provides a variety of options that can address the needs of hobby farmers, commercial farmers, home buyers, and individuals looking for rural recreational land. We’re one of the leading wholesale lenders for rural properties across the country.

Wholesale Ag Lending Partners You Can Trust

Our deep-rooted expertise in this sector enables us to offer solutions that are not only effective but also empathetic to the realities of rural life.

This is why we take pride in positioning ourselves as a comprehensive and satisfying solution to these financial challenges. We believe that by leveraging our extensive knowledge and experience, we can provide meaningful support to those who need it most. 

Our commitment is reflected in our strategic partnerships with brokers and lenders across the country. By working closely with these professionals, we ensure that agricultural loans are accessible to their clients, tailored to their unique circumstances, and structured to offer real, tangible benefits.

Flexible Rural Loan Solutions

Traditional wholesale lenders often fall short when it comes to providing the flexible and customized rural loan solutions that our products deliver. 

Our specialized services are designed to cater to the unique needs of both hobby farms and commercial agricultural operations. Whether it’s supporting innovative hobby farm projects or helping commercial farmers achieve their financial objectives, we are committed to assisting your clients in reaching their long-term goals.

As a wholesale mortgage lender for rural properties, United Ag Lending offers our lending partners 4 signature loan products for purchases and additional services for refinancing.

Wholesale Rural Residential Loans

Wholesale rural residential loans offer flexible financing solutions for properties in rural areas, providing access to homeownership and property improvements. This program can help if you have customers who want to move out of the city and live a rural lifestyle.

Wholesale Rural Land Loans

Our land loan program is for those of your clients who want to finance rural land to build on (add a barn or other type of structure for agricultural purposes), farm some sort of produce (plant, grain, flower, etc.), or raise farm animals. This loan is also an option for your customers who want to own land for recreational purposes, like hunting and fishing.

Wholesale Commercial Farming Loans

As your clients know, all commercial agricultural businesses are different. That’s why we are one of the best wholesale agricultural lending partners for providing customizable, flexible financing options for professional farmers and ranchers.

Wholesale Hobby Farm Loans

We are a premier wholesale agricultural lending partner for hobby farm loans, offering a program that stands out for its uniqueness. This loan is designed for individuals seeking to embrace a rural lifestyle and manage small-scale farming operations. 

Agricultural Loan Refinancing Options

We also serve as wholesale agricultural lending partners for your customers’ refinancing needs. This solution is perfect for people who want to:

  • Consolidate loans to decrease their monthly payments on a rural real estate mortgage
  • Take cash out
  • Get a shorter term on a loan
  • Refinance farming debt

The United Ag Lending Process

As a non-bank lender, we have the flexibility to approve loans where others may decline. Unlike traditional loans, our range of options is broader. We’ve successfully assisted thousands of customers across the United States in finding ideal loan solutions, and we can do the same for your clients.

Our partnership with brokers and lenders is defined by our commitment to customer satisfaction, business development, and expertise. These characteristics drive us forward to be the simplest solution for farm loans in the United States, bringing many benefits to the brokers and lenders who partner with us.

To start the process, we’ll begin with an introductory conversation with you to get to know your client’s goals. We’ll let you take the driver’s seat with our expertise as a resource.

We collaborate with you to develop a tailored plan for your client’s purchase through United Ag Lending. This process involves:

  • Assessing their financing capabilities and constraints
  • Exploring various financing options based on their property interests
  • Guiding them through the benefits of our programs for rural residential, hobby farm, or commercial agriculture projects

No matter the specifics of your client’s situation, our team of experts is here to help you find the most suitable financing solutions for their needs.

Work One of the Wholesale Lenders for Rural Properties

United Ag Lending serves as a robust partner for financing rural properties. Our expertise, exceptional customer service, and strong communication skills make us an invaluable resource for originating farming loans.

As a top wholesale mortgage lender for rural properties, we excel at transforming conventional financing approaches into flexible solutions tailored to rural property needs. We constantly work to provide more loan officers nationwide with opportunities to originate agricultural real estate mortgages.

Interested in becoming one of our trusted lending partners? Reach out to us today to learn more about our loan products and services.

United Ag Lending’s TPO Licensed States: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and Wyoming