Are you a broker, bank, or mortgage lender interested in offering land loans to agricultural clients in North Carolina? We’re ready to assist you! United Ag Lending has extensive experience in helping lending partners as a wholesale lender for rural properties.
Our loan products offer several advantages for North Carolina farmers. Understanding that the agricultural landscape is diverse and constantly evolving, we recognize that one-size-fits-all solutions often fall short of meeting the unique demands of modern rural lending needs.
Read on to learn about three key benefits of United Ag Lending’s wholesale land loans that can enhance both your customers’ experience and your business outcomes.
Wholesale Land Loans | North Carolina Partner Benefits
- Offer Flexible Land Loan Solutions
To address the unique needs of rural lenders and customers effectively, we have developed a range of flexible and customizable wholesale ag lending programs.
Our approach is designed to support those who have innovative ideas and unconventional projects, providing them with the financial tools necessary to bring their visions to life.
We’ve helped brokers, banks, and mortgage lenders serve clients who have:
- Started a tree farm
- Expanded their equestrian operation
- Established a vineyard
- Built a ranch to raise cattle, horses, and sheep
- Started a dairy farm
Our programs typically offer more flexible loan terms and conditions compared to traditional lending companies. We make it easy for our partner lenders to tailor loan solutions to meet the specific needs of borrowers, such as adjustable interest rates, varied repayment schedules, and customized loan amounts.
- Work With an Experienced Lending Partner
With our deep industry knowledge, we provide expert guidance to both lenders and borrowers. We help navigate the complexities of agricultural financing, ensuring that clients receive the most suitable loan products and support for their particular needs.
- Meet Diverse Customer Needs
Our dedication to flexibility and customization ensures that we can accommodate a wide range of projects and ideas. We provide specialized loan programs designed to address the specific needs of North Carolina’s diverse agricultural community. Whether it’s for crop production, livestock, or specialty farming, our financing options are crafted to meet the unique requirements of local farmers.
What Are United Ag Lending’s Whole Land Loan Requirements?
Our wholesale loan program offers several key benefits for both lenders and borrowers, with a few requirements.
Land Loan Requirements
- A minimum loan amount of $500,000
- 10-acre minimum
- Client must have a 680 minimum credit score
Land Loan Highlights
- Down payments starting at 30%
- Fixed-rate loans from 10 years to 30 years
- 1-year to 15-year adjustable rates are available
- Multiple properties or contiguous parcels are allowed
- Outbuildings, sheds, and other land improvements allowed
- We are prepared to close on land loans in as little as 60 days
- Refinancing options
Plus, by working with us for your wholesale land loans in North Carolina, you and your clients can benefit from streamlined application and approval processes. This reduces the time and administrative burden associated with loan origination.
A Wholesale Lending Partner You Can Count On
Our variety of lending programs are perfectly suited to the needs of a landowner of agribusiness, hobby farmers, and those wanting land for recreational use. Our team has decades of loan expertise and extensive real estate know-how.
As a non-bank lender, we get to say yes when others say no. We’re not limited to the kinds of traditional loans you find elsewhere. We have helped thousands of partners’ customers across the United States find the perfect loan solution, and we can do the same for yours.
Reach out today to get started.
United Ag Lending’s TPO Licensed States: Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington, and Wyoming
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