The California landscape is vast and diverse, from deserts and mountains to waterfalls and fertile river valleys. Rural home loans in California with United Ag Lending could be the change of scenery you’re been looking for.
Our reputation is built on our success; we build relationships and provide lasting solutions for our clients. United Ag Lending has decades of experience, and we have a niche understanding rural home loan financing. Keep reading to learn more about our own rural home loan process in California.
How do I know if I need a rural home loan?
It’s all about your specific circumstances. Rural home loans in California are for people who want to own a home on a rural piece of land. This loan finances the entire piece of land instead of financing the house through a mortgage.
Rural loans can be the solutions you’re looking to purchase a piece of land with a pre-existing home.
Our rural land loan process
Because United Ag Lending is not a bank, we aren’t limited in the solutions we can offer our clients. This is evidenced by our unique rural land loan process.
Consultation
Getting a rural land loan in California starts with a consultation. This is when we will determine the right loan for you. We offer many different programs with versatile payment options so that we can customize your loan to your needs.
If you’re approved, we offer continued support throughout the process. Our officers can walk you step-by-step through the paperwork process to answer any questions and provide you with professional insight.
Recommendations
An integral part of this process is professional recommendations tailored to you. Our officers will recommend specific loan types, programs, amounts, terms, and more to fit your goals.
As a non-bank lender, our only focus is agricultural and rural lending. Because this is our sole focus, our rural lending customers are our only priority, unlike banks. We have helped customers from across the United States find the perfect loan solution and we can do the same for you.
Our goal is always to build the strongest financial partnership between United Ag Lending and our clients to ensure your satisfaction with our service—and to make sure your dreams become a reality.
Partnership
United Ag Lending is your financial partner for the duration of your rural home loan in California. Our team has rural loan expertise, plus extensive real estate know-how to offer you continued support on your rural living journey.
Benefits of rural land loans in California from United Ag
Fixed-rate loans
We offer both 15 and 30 year fixed-rate loans to fit your needs.
Diverse loan options
We can build a loan option for those who are purchasing land or refinancing, including cash-out loans.
Large land loans
Our rural land loans can finance up to 160 acres of land with a house on the property. The minimum home value is just 30% of the overall property value.
Partner with United Ag Lending for your rural land loan needs in California
If you’re ready to start exploring rural home loans in California, we’re ready to be your financial partner. Get started with us at United Ag Lending and see what our flexible rural home loan programs can do for you.
Or, give us a call at 888-204-9430.
Recent Comments